Intelligent Payment Decisions, Made in Real Time
AI Smart Checkout acts as bluSwap’s decision layer, continuously optimizing transaction routing using real-time signals to ensure reliability during peak traffic and failure scenarios.
How AI Smart Checkout Works
Monitors bank health, rail availability, and response times
Routes transactions dynamically to the best path
Executes controlled retries and fallbacks
Surfaces failure insights with full visibility
Key Outcomes
Operational Outcomes
That Improve Payment Performance
AI Smart Checkout delivers higher success rates during congestion, reduces checkout drop-offs, optimizes TPS usage across payment rails, and eliminates opaque transaction declines.
1
Higher success rates during congestion
2
Lower drop-offs at checkout
3
Better TPS utilization across rails
4
No black-box declines
• Ideal for
Banks launching merchant offerings, platforms embedding payments, global businesses entering India.
AI Smart Checkout
How it Works.
